Finance for new and used tractors—built for the way you work

Whether you're upgrading your fleet or purchasing your first tractor, Mako Equipment Finance makes it easy to access fast, competitive tractor finance tailored to your business. We work with farmers, contractors, and agribusinesses across Australia to structure loans that align with seasonal income, cash flow cycles, and equipment usage.

What is Tractor Finance?

Tractor finance is a specialised form of equipment lending that allows you to acquire new or second-hand tractors while preserving working capital. With a tailored finance solution, you can secure the machinery you need today and repay it over time—without draining your cash reserves.

We Finance All Types of Tractors:

• Utility Tractors
  
• Compact Tractors
  
• Row Crop Tractors
  
• 4WD and Articulated Tractors
  
• Vineyard and Orchard Tractors
  
• Front-end Loaders and Attachments
  
• New or Used | Dealer or Private Sale
  

Our Tractor Finance Options:

• Chattel Mortgage – Own the tractor from day one and claim GST and depreciation
  
• Rent-to-Buy – Full ownership at the end of the term with off-balance-sheet treatment
  
• Finance Lease – Fixed monthly repayments with a residual payout option
  
• Seasonally Structured Loans – Pay in line with harvest or cash flow peaks
  
• Low Doc Options – For eligible ABN holders with bank statements or BAS
  
• Dealer, Auction or Private Seller – We support all types of purchases
  

Why Choose Mako?

• Fast approvals—often within 24–48 hours
  
• Access to 30+ lenders, including banks and agri-specialists
  
• No age restrictions on most tractors
  
• Private sales, trade-ins, and auction purchases supported
  
• We understand the seasonal nature of agricultural operations
  
• Experienced brokers who speak your language
  

Who We Work With

• Broadacre Farmers
  
• Livestock Producers
  
• Vineyard & Orchard Operators
  
• Ag Contractors & Earthworks Businesses
  
• Hobby Farms & Rural Property Owners
  
• ABN Holders with or without financials
  

Our Process

1. Initial Call – We gather key details about your purchase and operation
   
2. Loan Structuring – We match you with the most competitive lender
   
3. Approval & Documentation – Simple, streamlined process
   
4. Settlement & Delivery – We liaise with the supplier and fund the deal
   

Ready to Finance Your Next Tractor?

Get a tailored tractor loan that works with your farm’s cash flow and timing. We’ll guide you every step of the way.